We are committed to helping you understand and prepare for any medical services you or a loved one may receive at our hospital, including the ability to estimate your out-of-pocket costs for the care you receive.
|Cost Estimator||Hospital Charges Listing|
|Notice of No Surprise Act||Good Faith Estimate of Expected Charges|
Notice of no surpri
If you have Medicare, you may have to fill out an MSP (Medicare Secondary Payer) form. This ensures that Medicare only pays for services not covered by other insurance you may have. If you have secondary insurance, this usually covers Medicare deductibles. If you don’t have secondary insurance, you need to pay these amounts yourself.
Also be sure to read your quarterly MSNs (Medicare Summary Notices) to review:
- the amount your doctor(s) charged
- the amount Medicare approved and paid
- the amount you owe
- your current deductible status
Commercial Insurance Providers
If you use a commercial insurance provider, the hospital forwards your claim to your insurance provider based on the information you provide
at registration. About a month after you leave the hospital, you’ll get an explanation of benefits (EOB) statement from your insurance provider. This isn’t a bill.
- the amount billed by your doctor or hospital
- how much of that cost is covered by your insurance
- how much you owe
Insurances commonly covered include but are not limited to:
- Blue Cross
- United Healthcare
Self-Pay Patients and Payment Arrangements
If you’re planning to pay your bills without help from Medicare or a commercial insurance provider, then you’ll get bills directly from the hospital. When the first bill arrives, call the hospital’s financial services department to set up a payment plan.
Communicate with the financial services department as soon as possible. If you don’t set up a payment plan, or if you stop making payments, then your account may be placed with a collection agency. The hospital wants to work with you, so reach out with any questions or concerns you have.